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Story by Roger Durling. Santa Barbara Independent - Originally published November 16, at And about a decade ago, this mother of two grown sons became a runner and has tallied three marathons and more than a dozen half-marathons since.

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Her guidance [has] sent me on my way. This past summer, I scheduled three meetings to get to know Janet. Each appointment lasted two hours, and they all took place in her office.

My private life is very small. In our six hours together, I found Janet Garufis to be a fascinating, engaging, fearless open book, somebody whose deep knowledge has been hard-won and who has found true contentment and rewards in both her career and personal life. Any female in sb thats real I get comfortable on the couch in her office, Garufis Hot sex women Montello NV relays facts about her childhood while staring at me through piercing blue eyes.

Born December 16,she was raised in a middle-class Boyle Any female in sb thats real home.

That family unit was important to me. From an early age, Janet loved education. A full scholarship allowed her to attend the all-girls Marymount High School in Bel Air, where she was the youngest and tallest kid in her class.

Her classmates came from wealthy families, and she often felt out of place at their homes. A good observer, she learned to fit in.

On graduation day inGarufis won every award the school could give. Her mom said she expected as much; her dad cried tears of pride. It was the biggest mistake of her life, going from a sheltered girls Any female in sb thats real to a massive university, with people in her first class. She loved interacting with customers, fondly recalling one time when she helped a widow write her first check.

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But it was hard to find support for advancement. He had visual hallucinations. Inhibition is the first thing that goes. What happens is that you learn to have a sense of humor. It was a Any female in sb thats real challenge to watch a loved one succumb to this disease. My mom did everything she could for him. Bertolet encouraged his mom to get back ih in the world so she thhats find new happiness. Running was hard, Any female in sb thats real first, but then her rise-to-the-challenge instincts kicked in.

So has her work. I dive right in, asking how she achieved success in a male-dominated industry. Allowing the softness has been the journey. Men were hired out of college and were trained to be lenders.

I learned the problem-solving techniques you learn by going up through the ranks. Since she knew all of the jobs at the bank, she covered shifts at branches all over Los Angeles, though it was during the gas crisis.

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In the summer ofGarufis was sent to Marina del Rey to fill in for a note teller going on a three-week vacation. On Any female in sb thats real first day, the branch manager said there was a problem in the note department that needed to be cleaned up before the employee returned. Garufis tackled the task and was offered a job at the office while she finished school. Upon graduation inGarufis was only offered training in operations management, since the lending training was essentially reserved Looking for more cushion the pushin men only.

Though lending was the quick path to more lucrative opportunities, the operations track played to her long-term advantage: She transferred north to an assistant manager job in Oxnard and commuted from Santa Barbara.

The second largest branch in the SPNB system, Westwood was struggling to manage a huge volume of daily transactions. So Garufis Any female in sb thats real the filing of checks and preparing of statements and was soon asked to do so for the whole bank system, which centralized the entire process. She gave birth to her son Matt in December and son Adam in February That same year Garufis was allowed to begin loan training but only if she stayed on as branch operations manager.

She Any female in sb thats real banking school in American banking went through big changes in the s, and the combo of centralization and deregulation made it harder for small businesses to access capital.

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She developed a personal credit score, traveled to Princeton to create an algorithm to assess risk, and funded lots of small businesses.

A week later, when the Rodney King verdict triggered the L. Suddenly, this former bank teller was playing a central role in the rebuilding of Los Angeles. The softer Housewives seeking sex tonight Fairfax SouthDakota 57335 is Any female in sb thats real understand thatx people and what they need. On our last Any female in sb thats real, both Janet and I know that we still have a lot to discuss, from personal loss to perseverance.

We talk about her separation from Sam Bertolet inright when her career was taking off. Her boss around that femape was Nick Garufis, whose wife died suddenly the night before her 50th birthday party.

Devastated himself, temale caught a glimpse of Janet at her most vulnerable one day. She had no intention of remarrying at that point, but Nick pursued her.

Fast-forward towhen BofA was acquired by NationsBank. Garufis quickly learned that the military-like leadership did not value women in positions of power. Inher son Matt encouraged a return to banking.

My kids were home helping, but it was interrupting their lives. I wanted them to have a healthy Any female in sb thats real and not worry about their mom. She sent an application by fax, and five minutes later a call came, with an offer to have lunch with founder Michael Towbes.

He really allowed me to run the bank. But Lonely wives want sex Fontana was the philanthropic spirit of Towbes that moved Garufis most.

For many years, he gave grants to the top 10 organizations selected by his staff, and paid employees two hours per month to volunteer for their charity of choice. Santa Barbara was the incubator. This community values its own. Any one individual feels that they can make a difference every day. Photo by Paul Wellman.

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First Session, June 21, 2 p. Second Session, July 25, 9 a. A Better Kind of Banking: Third Session, August 22, 9 fdmale. Subscribe to our Newsletter.